Car accidents can turn your life upside down in an instant. Whether it’s a minor fender bender or a serious collision, knowing your legal rights in New Jersey is critical. This guide will help you understand New Jersey car accident laws, what you’re entitled to as a victim, and how hiring the right Fort Lee accident lawyer can make all the difference in your case.
🚦 New Jersey Is a “No-Fault” State — But What Does That Mean?
New Jersey follows a no-fault car insurance system, which means:
- Your own insurance company pays for your medical bills and lost wages, regardless of who was at fault.
- This coverage is known as Personal Injury Protection (PIP).
- However, your ability to sue the at-fault driver depends on the type of insurance policy you have (limited vs. unlimited right to sue).
This is where working with an experienced Fort Lee car accident lawyer becomes important — to ensure your rights are protected and you don’t settle for less than you deserve.
⚖️ Limited vs. Unlimited Right to Sue in New Jersey
New Jersey drivers choose between two main types of car insurance:
- Limited Right to Sue (Basic Policy):
You can sue only if your injuries meet a serious threshold — such as disfigurement, loss of a body part, or death. - Unlimited Right to Sue (Standard Policy):
You can sue the other driver for any injuries, no matter how minor.
Understanding which policy you have is crucial in determining your legal options. A car accident lawyer in Fort Leecan review your policy and help you understand your rights.
📝 What Damages Can You Claim?
Depending on the circumstances of your case, you may be entitled to compensation for:
- Medical expenses not covered by PIP
- Lost income and reduced earning potential
- Pain and suffering
- Emotional distress
- Property damage
- Future medical treatment
Working with a personal injury lawyer Fort Lee ensures that your claim includes all possible damages, helping you maximize your settlement.
🔍 Statute of Limitations in New Jersey
In New Jersey, you generally have two years from the date of the accident to file a personal injury lawsuit. If you miss this deadline, you could lose your right to compensation permanently.
Don’t delay — speak to a qualified auto accident lawyer in Fort Lee to make sure all deadlines are met.
🚘 Common Causes of Car Accidents in Fort Lee, NJ
Understanding the cause of your accident helps determine fault and build a strong legal case. Some of the most common causes include:
- Distracted driving (texting or using a phone)
- Speeding or reckless driving
- Drunk driving
- Failure to yield
- Poor weather or road conditions
- Mechanical failure
If your accident was caused by someone else’s negligence, you deserve to be compensated. A Fort Lee accident attorneycan launch a thorough investigation to prove fault.
👨⚖️ Why You Need a Fort Lee Car Accident Lawyer on Your Side
Even in a no-fault system, dealing with insurance companies can be overwhelming. They often try to reduce or deny your claim. A local Fort Lee lawyer can help you:
- Navigate NJ’s complex insurance laws
- File your PIP claim and explore third-party lawsuits
- Calculate your total damages accurately
- Negotiate with insurers
- Take your case to court, if needed
The experienced team at The25PercentLawyers.com fights for your rights and only takes 25% of your recovery — compared to 33% or more charged by traditional law firms.
📞 Ready to Protect Your Rights? Contact an Accident Lawyer Today
Don’t try to handle a car accident claim on your own. If you’ve been injured in a crash in Fort Lee or anywhere in New Jersey, speak with a qualified lawyer today.
👉 Click here to connect with a Fort Lee car accident lawyer who only charges 25%.
Source:
https://www.the25percentlawyers.com/why-you-need-an-accident-lawyer-fort-lee-on-your-side/
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car accident laws new jersey, fort lee car accident lawyer, auto accident attorney NJ, personal injury lawyer fort lee, no fault insurance NJ
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